YASRIZAL, Y.; MAHDANI, S.; MAHRIZAL, M.; ARIMI, S. An Integrative Model of Digital Financial Inclusion in Indonesia: The Role of Financial Literacy, Fintech Adoption, and The Use of Open Finance. Jurnal Ilmiah Teunuleh: International Journal of Social Sciences, [S. l.], v. 6, n. 2, p. 195-206, 2025. DOI: 10.51612/teunuleh.v6i2.210. Disponível em: https://teunulehjournal.com/index.php/jiteunuleh/article/view/210. Acesso em: 30 apr. 2026.